Path To Home Ownership

Department of Housing & Community Development

The Baltimore City Department and Housing and Community Development (DHCD) works to improve the quality of life for all Baltimore City residents by revitalizing and redeveloping communities and promoting access to quality affordable housing opportunities in safe, livable neighborhoods.

Live Baltimore

Live Baltimore fights the persistent and devastating population loss that began in Baltimore City in the 1950s and which has destabilized neighborhoods and limited
families’ opportunities to flourish in their communities. As a 501(c)(3) nonprofit, they work citywide to grow Baltimore’s economy by attracting residents, retaining residents, and supporting healthy housing markets. Each year, Live Baltimore provides thousands of individuals with information on the city’s 250+ neighborhoods, rental living options, homebuying incentive programs, historic tax credits, and more.

Loan Programs
Down Payment and Closing Cost Programs
Tax Credits